Managing your finances is easier when your bank statements are in Zoho Sheet. Whether you're tracking spending, preparing taxes, or analyzing cash flow, having your statements in a spreadsheet makes everything faster and simpler. The easiest way to do this? Use DataRiver's Bank Statement to Excel Converter, which outputs files fully compatible with Zoho Sheet.

Step 1: Collect Your Bank Statements

Start by gathering the statements you want to convert. Most banks provide statements in PDF, which is fully supported by DataRiver.

If you only have paper statements, scan them into PDF format first.

Step 2: Upload Your Statement to DataRiver

Go to DataRiver.co.

Click Upload Statement.

Select your PDF file from your computer.

DataRiver automatically detects the statement format and prepares it for conversion—no complicated setup required.

Step 3: Convert Your Statement to Zoho Sheet

After uploading:

Click Convert to Excel.

Let the converter process your PDF (usually just a few seconds).

Download the resulting file in CSV format, which is fully compatible with Zoho Sheet, as well as Microsoft Excel and Google Sheets.

You can now open the file in Zoho Sheet, ready to view, edit, and analyze your transactions online.

Step 4: Clean and Organize Your Zoho Sheet

Once your statement is in Zoho Sheet, you can tidy it up for clarity:

Remove repeated headers or blank rows.
Format dates and amounts consistently.
Sort or filter by date, category, or amount.
Add charts or pivot tables to visualize spending trends.

A clean sheet makes budgeting, reporting, or tracking expenses much easier.

Step 5: Save and Secure Your Sheet

Name your file clearly (e.g., BankStatement_Jan2026).
Keep it in Zoho WorkDrive for easy access anywhere.
Restrict sharing or encrypt sensitive data if needed.

Why Use DataRiver?

Fast and accurate: Converts PDF bank statements in seconds.
CSV output: Fully compatible with Zoho Sheet, Google Sheets, and Microsoft Excel.
Easy to use: No technical skills required.
Safe and secure: Your data stays private.

Stop manually copying transactions. With DataRiver, turning your PDF bank statements into Zoho Sheet-ready CSV files is fast, simple, and reliable.

Try it now at DataRiver.co and organize your finances today.

Sandra Vu is the founder of Data River and a financial software engineer with experience building document processing systems for accounting platforms. After spending years helping accountants and bookkeepers at enterprise fintech companies, she built Data River to solve the recurring problem of converting bank statement PDFs to usable data—a task she saw teams struggle with monthly.

Sandra's background in financial software engineering gives her deep insight into how bank statements are structured, why they're difficult to parse programmatically, and what accuracy really means for financial reconciliation. She's particularly focused on the unique challenges of processing statements from different banks, each with their own formatting quirks and layouts.

At Data River, Sandra leads the technical development of AI-powered document processing specifically optimized for financial documents. Her experience spans building parsers for thousands of bank formats, working directly with accounting teams to understand their workflows, and designing systems that prioritize accuracy and data security in financial automation.

How to Convert Bank Statements to Zoho Sheet (Step-by-Step)