Upload from any source
Drag and drop PDFs, invoices, or payment instructions. Data River reads the layout and finds payment fields automatically.
Data RiverData River extracts payment data from invoices, bank statements, and PDFs — then converts it into a clean, bank-ready MT103 file in seconds.
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MT103 errors cost banks and businesses billions every year. Data River eliminates manual data entry so payments move faster.
11x
Faster to issue
Reduce MT103 creation from minutes to seconds.
2–5x
Cost reduction
Automate payment ops and cut manual data entry costs.
$5
Fees saved
Avoid bank fees and penalties from incorrect payment details.
Drag and drop PDFs, invoices, or payment instructions. Data River reads the layout and finds payment fields automatically.
AI-powered extraction maps sender, beneficiary, bank, and amount fields with validation checks before export.
Export a clean, bank-ready MT103 file in seconds — ready for your treasury system or bank portal.
We support standard MT103 fields and run validation checks so sender, beneficiary, bank, and amount data are correct before you send.
Encrypted transfers and secure processing. Your payment files are handled with the same care as bank statement data.
We process documents in memory and do not sell your financial data. Built with the same privacy principles as Data River.
Structured outputs aligned with SWIFT MT103 standards so treasury teams can issue payments with confidence.
Field-level validation highlights mismatches before you send — fewer rejects and less back-and-forth with the bank.
$200 / mo
Need enterprise volume? Contact us for custom pricing
MT103 is the SWIFT standard message type for single customer credit transfers — the file your bank uses to execute an international wire payment. It includes sender, beneficiary, bank, amount, and reference fields that must be accurate before the payment is sent.
We extract payment fields from your source documents, map them to MT103 field tags, and run validation checks on amounts, BIC codes, and required beneficiary data before you download.
PDF invoices, payment instruction PDFs, and bank statements are supported today. Upload the document that contains the payment details you would normally retype.
Data River outputs standard MT103 files you can upload to your bank portal or feed into your treasury management system — no change to your bank relationship.
Yes. Documents are processed securely over HTTPS. We follow the same privacy-first approach as our bank statement converter — no long-term storage of your files.
API access is included on the Business plan so payment operations teams can automate extraction and MT103 generation in their workflow.
Stop wasting time on manual data entry. Join payment teams using Data River to issue MT103s faster — sign up for your free trial today.